Premium life insurance optimization and cash value strategies for the discerning investor
To help high-net-worth clients unlock the full potential of their life insurance policies through advanced strategies and professional optimization.
We prioritize integrity, transparency, and personalized attention. Your goals are our goals.
Clear communication, strategic planning, and consistent results aligned with your vision.

Rob Makki is a licensed, independent life insurance agent dedicated to helping families ages 45–85 get affordable final expense coverage — with no medical exam and same-day approval.
As an independent agent, Rob isn't tied to one company. He shops every top carrier — Mutual of Omaha, TruStage, Americo, Transamerica, and more — to find you the best rate for your budget. Once you're approved, your rate is locked for life. No surprises, no renewals, no rate hikes.
License & Credentials
Licensed Life Insurance Agent · NPN: 21028399 · Producer #1152841
Specialization
Final Expense Insurance · Independent Agent · Living Benefits · Ages 45–85
Direct Line
📞 313-800-7512 · Serving Michigan, Ohio, Texas, Florida, Georgia, Hawaii and more
"I work for you — not the insurance company. My job is to get your family protected at the best rate possible, and I'm always just a phone call away."
With over three decades of specialized experience in life insurance optimization, Rob has successfully helped thousands of high-net-worth clients unlock the full potential of their policies through advanced cash value strategies.
His approach combines deep insurance knowledge with innovative optimization techniques, policy loan strategies, and tax-efficient wealth management using life insurance as a primary wealth-building tool.
Rob's clientele includes entrepreneurs, business owners, executives, and investors across multiple industries, each seeking sophisticated life insurance solutions and cash value maximization strategies.
Total Assets Managed
$1.62B+
Families Served
1000+
Years in Service
30+
Client Satisfaction
98%